People Innovation Excellence

The Future of Fintech in Southeast Asia Session with DANA

BINUS BI (Bank Indonesia) Corner supported by BINUS UNIVERSITY Finance Program, Faculty of Economics and Communication presented a public lecture session titled The Future of Fintech in Southeast Asia. The session was held on on Thursday, May 6, 2021, and was open to all BINUS students. 

Fintech is an innovation in financial services that facilitates users to gain easier access to their financial needs. The fintech industry in Indonesia has been growing rapidly in the last few years. 

The guest speaker in this session was Vince Iswara, CEO and co-founder of DANA. DANA is an Indonesian fintech company founded in 2017, known for their mobile payment service platform and is one of the leading digital wallet providers in Indonesia. This event was moderated by Shinta Amalina H. Havidz, lecturer specialist S3 of Finance Program. 

At the beginning of the session, Vince gave a brief overview of DANA, including its vision and goal. He went on to say that Southeast Asia has a lot of potential for fintech development in the future. 

In comparison to the United Kingdom and the United States, Southeast Asia has a lot of room for fintech to grow, particularly in the fields of banking, payments, lending, insurance, and investment. In Indonesia, where there are currently over 92 million unbanked population, 35.5 percent digital financial literacy, as well as 31.26 percent digital financial service users, this has provided a lot of opportunities for fintech to grow. 

Even SME (small and medium businesses) merchants are expected to migrate from cash to digital in the not-too-distant future. 

Towards the end of the presentation, our speaker then shared some data about public perception on fintech and consumer behavior during pandemic, as well as mapping of regulated fintech business models in Indonesia. 

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